Current Affairs: September 4, 2025

📰 National Affairs

PM Modi launched Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited (BRJNSSSL)

• Aim: Provide affordable loans to rural women entrepreneurs.
• Funding: ₹105 crore transferred initially; Bihar govt sanctioned ₹1000 crore.
• Fully digital system with 12,000 cadres equipped with tablets.
• Beneficiaries: Jeevika Self‑Help Groups (SHGs).

• APEDA launched BHARATI initiative
  • Supports 100 agri‑food startups.
  • Target: USD 50 billion agri‑food exports by 2030.
  • Focus: GI‑tagged products, organic foods, superfoods, AYUSH products.
• 20th Global Sustainability Summit (New Delhi)
  • Theme: Reimagining Sustainability: Resilient. Regenerative. Responsible.
  • Attended by Union Ministers Bhupendra Yadav & Piyush Goyal.
  • Key initiatives: Environment Audit Rules 2025, Revised Green Credit Programme.
• Union Minister Giriraj Singh launched “Kapas Kisan” app
  • Developed by Cotton Corporation of India.
  • Purpose: Digitize cotton procurement under MSP scheme.
  • Features: Self‑registration, slot booking, Aadhaar‑linked payments.
• Samarth Incubation Program – Cohort II
  • Launched by C‑DOT, STPI & TiE Delhi‑NCR.
  • Focus: AI, UAVs, Cybersecurity, Blockchain, LiFi.
  • Support: Grants up to ₹5 lakh, R&D lab access, mentorship.

🌍 Reports & Policy

• Air Quality Life Index (AQLI) 2025 Report
  • India’s average life expectancy reduced by 3.5 years due to air pollution.
  • PM2.5 levels: 41 µg/m³ (WHO limit: 5 µg/m³).
  • Worst hit: Delhi NCR (loss of 8.2 years).
• MHA extended CAA registration cut‑off date
  • New deadline: 31 December 2024 (earlier 2014).
  • Beneficiaries: Hindus, Sikhs, Buddhists, Jains, Parsis, Christians from Afghanistan, Bangladesh, Pakistan.

💰 Banking & Economy

• UPI crossed 20 billion monthly transactions (Aug 2025)
  • Value: ₹24.85 lakh crore.
  • Growth: 34% YoY in volume, 21% in value.
  • Daily average: 645 million transactions.
• Bank of Baroda launched “bob Digi Udyam”
  • Collateral‑free digital financing for MSEs.
  • Loan range: ₹10–50 lakh, tenure: 1 year.
  • Covered under CGTMSE.
• Reliance AGM 2025 Highlights
  • Launch of Reliance Intelligence Pvt Ltd (AI arm).
  • Partnerships: Google (cloud region in Jamnagar), Meta (₹855 crore JV for AI models).
  • Product: JioPC – AI‑powered virtual computer.
• FIEO signed MoU with BRISKPE
  • Aim: Secure, compliant cross‑border payments for exporters.
  • Focus on MSMEs, awareness sessions, simplified B2B/B2C models.

👔 Appointments

• R. Gandhi reappointed as Non‑Executive Chairman of Yes Bank (Sept 20, 2025 – May 13, 2027).
• Sukhmal Chand Jain appointed CMD of RVNL (effective Sept 1, 2025).

🔬 Science & Technology

• Raman Research Institute developed PRATUSH radiometer
  • Detects faint hydrogen signals from the Cosmic Dawn.
  • Planned deployment: Lunar orbit (Moon’s far side).
  • Built on Raspberry Pi technology, highly sensitive.

🏅 Sports

• India topped medal tally at 30th Commonwealth Weightlifting Championships (Ahmedabad)
  • Total medals: 40 (27 Gold, 10 Silver, 3 Bronze).
  • Key winners:
    • Mirabai Chanu – Gold in Women’s 48kg, qualified for 2026 CWG.
    • Koyel Bar – Gold in Junior Women’s 53kg, set Youth World Record.
    • Sairaj Pardeshi – Gold in Junior Men’s 88kg.

Current Affairs: September 4, 2025 MCQ

Q1. Which initiative was launched by PM Modi to provide affordable loans to rural women entrepreneurs in Bihar?

1. Kapas Kisan App
2. BRJNSSSL
3. Samarth Incubation Program
4. BHARATI Initiative
   Answer: B) BRJNSSSL

Q2. APEDA’s BHARATI initiative aims to support how many agri‑food startups?

1. 50
2. 75
3. 100
4. 150
   Answer: C) 100

Q3. The theme of the 20th Global Sustainability Summit held in New Delhi was:

1. Green Growth for All
2. Reimagining Sustainability: Resilient. Regenerative. Responsible
3. Towards Net Zero India
4. Climate Action Now
   Answer: B) Reimagining Sustainability: Resilient. Regenerative. Responsible

Q4. Which app was launched by the Union Minister Giriraj Singh for digitizing cotton procurement under MSP?

1. Kapas Kisan
2. Digi Udyam
3. Cotton Connect
4. AgroLink
   Answer: A) Kapas Kisan

Q5. According to the Air Quality Life Index (AQLI) 2025, India’s average life expectancy is reduced by how many years due to air pollution?

1. 2.5 years
2. 3.5 years
3. 5 years
4. 8.2 years
   Answer: B) 3.5 years

Q6. Which bank launched “bob Digi Udyam” for collateral‑free digital financing of MSEs?

1. SBI
2. Bank of Baroda
3. HDFC Bank
4. ICICI Bank
   Answer: B) Bank of Baroda

Q7. Who was reappointed as Non‑Executive Chairman of Yes Bank in September 2025?

1. Sukhmal Chand Jain
   18. Gandhi
2. Giriraj Singh
3. Piyush Goyal
   Answer: B) R. Gandhi

Q8. PRATUSH radiometer developed by Raman Research Institute is designed to detect signals from:

1. Black Holes
2. Cosmic Dawn Hydrogen
3. Supernova Explosions
4. Solar Flares
   Answer: B) Cosmic Dawn Hydrogen

Q9. India topped the medal tally at the 30th Commonwealth Weightlifting Championships with how many total medals?

1. 35
2. 38
3. 40
4. 42
   Answer: C) 40

⚡ Rapid‑Fire One‑Liners

• PM Modi launched BRJNSSSL in Bihar for rural women entrepreneurs.
• APEDA’s BHARATI initiative supports 100 agri‑food startups.
• 20th Global Sustainability Summit held in New Delhi.
• Kapas Kisan App digitizes cotton procurement under MSP.
• Samarth Incubation Program Cohort II focuses on AI, UAVs, Cybersecurity.
• AQLI 2025: India loses 3.5 years of life expectancy due to pollution.
• UPI crossed 20 billion monthly transactions in Aug 2025.
• Bank of Baroda launched bob Digi Udyam for MSEs.
• Reliance AGM 2025: Launch of Reliance Intelligence Pvt Ltd (AI arm).
• R. Gandhi reappointed as Yes Bank Chairman.
• Sukhmal Chand Jain became CMD of RVNL.
• PRATUSH radiometer developed to study Cosmic Dawn hydrogen signals.
• India won 40 medals at 30th Commonwealth Weightlifting Championships.